Hoist Finance has issued bonds for a total amount of SEK 1,000 million
Source: Hoist Finance AB (publ) (Baa3/neg outlook) has issued three senior unsecured bonds for a total amount of SEK 1,000m.
<ul>
<li>The first bond amounts to SEK 250m and has a tenor of 2.0 years and a floating rate interest of STIBOR 3m + 450 bps.</li>
<li>The second bond amounts to SEK 250m, has a tenor of 2.0 years and a fixed rate interest of 8.250%.</li>
<li>The last bond amounts to SEK 500m and has a tenor of 3.0 years and a floating rate interest of STIBOR 3m + 500 bps.</li>
</ul>
The proceeds will be used for general corporate purposes. These new issues are a re-entry to the SEK bond market for Hoist Finance. The instrument will be listed on the Irish Stock Exchange plc’s Regulated Market regulated by Euronext Dublin. The bonds are expected to be rated Baa3 by Moody’s.
Source: <a href="https://www.hoistfinance.it/">Hoist Finance</a>
Wet-To-Dry Eye Shadow: A Guide
KRUK places PLN 120m of bonds with institutional investors
Source: KRUK has announced today that it allotted to investors PLN 120m worth of unsecured Series AL3 bonds. The bonds were issued to qualified institutional buyers under the First Prospectus-exempt Bond Issue Programme. The price per bond is equal to the bond nominal value, i.e. PLN 1,000. The bonds bear interest at a variable rate of 3M WIBOR plus a margin of 4.5 pp per annum.
<em>“Getting into the new year 2023 we have good news to share with regard to our financing, as we have just raised another round of funds to drive forward KRUK's growth. PLN 120m worth of six-year Series AL3</em> <em>bonds bearing interest at a rate of 4.5% above 3M WIBOR per year have been allotted today to qualified institutional investors. This is a third series of bonds issued under the First Prospectus-exempt Bond Issue Programme, with an upper limit increased last year to PLN 1.4bn. Compared with the Series AL2, we have extended the bond tenor from the effective 4.5 years to 6 years on account of the higher interest rate,” </em>comments Piotr Krupa, CEO of KRUK S.A. “<em>Our investment appetite remains strong all the time. Today we are an international business focused on technological progress. The bond issue proceeds, which remain an important source of our financing alongside available lines of credit, will be used to support KRUK’s consistent brand building efforts,”</em> concludes Piotr Krupa.
Souce: <a href="https://en.kruk.eu/investor-relations">KRUK</a>
Wet-To-Dry Eye Shadow: A Guide
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Wet-to-dry eye shadows need not be complicated. While it might sound like yet another technique one must master in order to navigate a makeup counter, perhaps it’s better to think of it as a two-for-one deal.
Wear it dry, and you’ve got your standard dusting of color—classic and predictable (in a good way). But wet! Wearing it wet opens a whole new world of opportunity. “What you’re doing is bringing out the pigmented nature of the shadow,” makeup artist Vincent Oquendo says. “Whenever I wet an eye shadow, it’s when I really want it to pop—but it really has to be a special kind of product to be able to blend after it sets. Because a lot of the times when it sets, you get streaking.” Nobody wants that. In order to avoid any wet shadow mishaps, follow these guidelines:
Product
First, go with the obvious: any eye shadow labeled wet-to-dry. The Nars Dual-Intensity line is the standout—the singles come in 12 different shimmery shades, and there’s a corresponding brush (then there’s the newly released Dual Intensity Blush line, which was all over Fashion Week—but that’s a product for another post). Burberry also makes a few very versatile shades specifically for this in their Wet & Dry Silk Shadows. And the technique-specific eye shadow category isn’t just a ploy to get you to buy more product. “You can’t just use any eye shadow for this,” Vincent says. “Certain ones will harden up on top and become unusable because they’re not made for this.”
Baked shadows are also fair game—we’re fans of Laura Mercier’s Baked Eye Colour Wet/Dry and Lorac’s Starry-Eyed Baked Eye Shadow Trio in particular.
For more advanced players, Vincent suggests moving on to straight pigment (MAC or even OCC’s Pure Cosmetic Pigments). With the added moisture, they’ll become easier to layer with other products. For a look with more depth, try using a cream shadow as a based before swiping with a wet powder shadow. “It’s like insurance,” Vincent says. “You’re doubling your wearability.”
Brush
This all depends on exactly what you want to do. “Mind the resistance,” Vincent says, particularly if you’re looking for uniform color across the lid. “I tend to recommend a blender brush, which is the brush that looks like a feather duster. If you do it with a stiff brush, you’re defeating yourself before you even start. The joy of a wet-to-dry is you have to get it right amount of product loaded up, and then it blends itself. If the brush is too stiff, it will leave the shadow streaky and then much harder to control.”
However, if tightlining or waterlining is in the cards, a much thinner brush is required accordingly.
Liquid
Do not, repeat, do not put eye drops, water, or any other sort of liquid directly on your eye shadow. This’ll screw up your product for later use. “Lately, I’ve been wetting the brush with the Glossier Soothing Face Mist, but Evian Mineral Water Spray is good for sensitive eyes,” Vincent says. If the top of your powder does get a little hardened by wet application, there’s a trick to remove it: Get a clean mascara spoolie and “exfoliate” your compact, Vincent recommends. This won’t crack the compact and will make it ready to go once more.