KRUK S.A. forecasts a net profit of PLN 1,074 million for 2024, with PLN 115 million in Q4. Estimated cash EBITDA stands at PLN 2,374 million, with a net debt/EBITDA ratio of 2.7. CEO Piotr Krupa highlights that these would be KRUK’s best results ever, surpassing 2023. Q4 is impacted by court delays in Spain, affecting recoveries. In 2024, the group invested PLN 2.8 billion in debt portfolios and recovered PLN 3.5 billion. Final results will be released on February 27, 2025, with the annual report due on March 27, 2025.